Lori Cochrane, Professional Fiduciary

Lori is a California Licensed Professional Fiduciary. She is our founder and principal. Always with her nose to the grindstone, it would be difficult to find anyone more passionate about their work. With a solid college education and a drive to get things done, Lori takes matters seriously but has a warm and generous heart.

Heidi Steinke, Professional Fiduciary

Heidi is a California licensed attorney, not practicing law. Her careful decision making and astute nature makes Heidi perfectly suited to serve as a Professional Fiduciary. Her above board qualifications are highly valued by her clients and fellow professionals. Heidi's ethics are evident in everything she does, as is her caring and kind personality.

Valerie Isaacson, Fiduciary Assistant

Valerie, Valerie, Valerie. Everyone needs a Valerie! In training to become a California Licensed Professional Fiduciary, Valerie has been in the elder transition field for a number of years. Serving on our team is a natural progression for her to utilize all of the skills and knowledge she has acquired. Valerie takes charge and is highly capable. She is patient and pleasant, even in stressful situations.

Estate Executor

Named in your Will

As an Executor or Administrator, we are legally responsible to manage a deceased person's estate to distribute his or her assets according to their Will. We manage unfinished and ongoing affairs, by closing bank accounts and paying debts and taxes. We protect and maintain all assets and belongings to prepare for their distribution to heirs or beneficiaries.

Trustee & Successor

Named in your Trust

As a Trustee, we are responsible for carrying out the purposes of the trust which are described within the trust document. We take legal ownership of the assets held by the trust and assume fiduciary responsibility for managing those assets.  We manage tax filings for the trust and distribute the assets according to the terms of the trust. A Successor Trustee is a person who takes on the Trustee role when the Trustee no longer serves, usually when the grantor loses capacity or passes away. Serving as a Trustee involves duties that are legally required. 

Agent - Power of Attorney

Named in your Advance Healthcare Directive

An Advance Healthcare Directive allows you to make your wishes known, including naming who will make healthcare decisions for you.
As agent, we gain access to information and communicate with care providers in a professional capacity. We advocate for you according to your wishes, gathering the facts to support your decision-making ahead of time. Taking the time to help you define your end-of-life care preferences helps us gain a clear understanding of the things that matter most to you. This is our duty as your surrogate decision-maker. 

Agent - Power of Attorney

Finances - Also called "Attorney-in-fact"

A Power of Attorney is a legal document that describes the authority assigned. The person creating the document, the Principal, assigns an Agent to act and make decisions on their behalf. A Power of Attorney stays in effect when you lose capacity, and the Agent can serve immediately if necessary. As Agent, we have the legal authority to manage a person's financial affairs pursuant to the instructions and guidelines written in their Power of Attorney document. This authority is over non-trust assets and ends on the passing of the Principal.