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We're here to protect and carry out your
financial and healthcare decisions.

A presentation at the office

Who can you trust to competently and objectively manage your affairs?

As professional fiduciaries we are held accountable. We are people who hold high ethical and professional standards. Assigning Concierge Fiduciary Services as your power of attorney agent or as your successor trustee allows you peace of mind.

Our Story

Hello. I'm Lori Cochrane. Thank you for visiting our website. 
I am often asked why I became a professional fiduciary. My reasons are clear. Everything I have done in my life has given me the skills and experience that help me to be highly proficient in this field. I'm a helper. I started helping families in 2000. I raised my family, earned degrees in college, worked a couple of different jobs, and everything clicked when I came to learn about what it means to be a professional fiduciary. I was so excited to have found my nitch that I hit the ground running and learned as much as I could. I have never stopped learning. 

I went it alone for a few years, specializing in matters of the person as a one-man show. The more I learned about succession, the more I realized I needed to create that for my business. Imagine the commitment to people that I make, agreeing to serve as an agent with power of attorney, but not having a business succession plan.

In my quest for building a succession plan, I have discovered there are many more benefits to working collaboratively with other professionals. We have cultivated a collaborative team that exponentially improves everything we do. The most important thing of all is for us to be very good at what we do, and pave the way for ourselves to deliver stellar services, always learning, and always improving. 

Our team at Concierge Fiduciary Services delivers best-in-class services. Cochrane Support Services is our corporate parent company. We are all employees, including me. 

Lori Cochrane
California Licensed Professional Fiduciary #795
Principal Professional Fiduciary of Concierge Fiduciary Services

 

Our Team

Meet Our Team

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Lori Cochrane, Professional Fiduciary

Lori is a California Licensed Professional Fiduciary. She is our founder and principal. Always with her nose to the grindstone, it would be difficult to find anyone more passionate about their work. With a solid college education and a drive to get things done, Lori takes matters seriously but has a warm and generous heart.

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Heidi Steinke, Professional Fiduciary

Heidi is a California licensed attorney, not practicing law. Her careful decision making and astute nature makes Heidi perfectly suited to serve as a Professional Fiduciary. Her above board qualifications are highly valued by her clients and fellow professionals. Heidi's ethics are evident in everything she does, as is her caring and kind personality.

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Valerie Isaacson, Fiduciary Assistant

Valerie, Valerie, Valerie. Everyone needs a Valerie! In training to become a California Licensed Professional Fiduciary, Valerie has been in the elder transition field for a number of years. Serving on our team is a natural progression for her to utilize all of the skills and knowledge she has acquired. Valerie takes charge and is highly capable. She is patient and pleasant, even in stressful situations.

Our Services

Estate Executor

Named in your Will

As an Executor or Administrator, we are legally responsible to manage a deceased person's estate to distribute his or her assets according to their Will. We manage unfinished and ongoing affairs, by closing bank accounts and paying debts and taxes. We protect and maintain all assets and belongings to prepare for their distribution to heirs or beneficiaries.

Trustee & Successor

Named in your Trust

As a Trustee, we are responsible for carrying out the purposes of the trust which are described within the trust document. We take legal ownership of the assets held by the trust and assume fiduciary responsibility for managing those assets.  We manage tax filings for the trust and distribute the assets according to the terms of the trust. A Successor Trustee is a person who takes on the Trustee role when the Trustee no longer serves, usually when the grantor loses capacity or passes away. Serving as a Trustee involves duties that are legally required. 

Agent - Power of Attorney

Named in your Advance Healthcare Directive

An Advance Healthcare Directive allows you to make your wishes known, including naming who will make healthcare decisions for you.
As agent, we gain access to information and communicate with care providers in a professional capacity. We advocate for you according to your wishes, gathering the facts to support your decision-making ahead of time. Taking the time to help you define your end-of-life care preferences helps us gain a clear understanding of the things that matter most to you. This is our duty as your surrogate decision-maker. 

Agent - Power of Attorney

Finances - Also called "Attorney-in-fact"

A Power of Attorney is a legal document that describes the authority assigned. The person creating the document, the Principal, assigns an Agent to act and make decisions on their behalf. A Power of Attorney stays in effect when you lose capacity, and the Agent can serve immediately if necessary. As Agent, we have the legal authority to manage a person's financial affairs pursuant to the instructions and guidelines written in their Power of Attorney document. This authority is over non-trust assets and ends on the passing of the Principal.

Limitations of Practice

  • We do not provide medical or legal advice or services.

  • Unless a person is incapacitated and we have authority as an agent with power of attorney, or we are their conservator, we do not make decisions or requests on behalf of individuals.

  • We do not act as a messenger or advocate on behalf of an individual, other than our client, with the goal of influencing or changing the mindset of a loved one, a clinician, or an associated professional.

  • We do not perform personal care, but we do put those care services in place on your behalf.

  • We engage with qualified financial advisors and licensed medical practitioners on your behalf.

  • We do not accept gifts or bequests.

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